Ripple vs SEC: Could a XRP Victory Shake Up Crypto Regulation?

Published on: 6/16/2025

Ripple Labs, which uses the XRP token in its products, is engaged in a legal battle with the U.S. Securities and Exchange Commission (SEC) concerning whether XRP is a security. The SEC argues that XRP meets the criteria outlined in the "Howey test," a legal framework used to determine if an asset constitutes a security. If XRP is deemed a security, it would require registration under SEC regulations. A Ripple victory could potentially undermine the SEC's authority and embolden other crypto-based companies to challenge regulatory oversight. The XRP Ledger (XRPL) is a decentralized, public blockchain developed by businesses and developers. It boasts reliability, low transaction costs, high performance, and sustainability.

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